Discover the money-saving benefits of Ultra Smart Checking

Switch to a checking account that offers value to your lifestyle

• Online and Mobile Banking

• Mobile Wallet

• E-Statements

• Mobile Check Deposit

• FREE¹ Zero Liability² Debit Mastercard^®

• Surcharge-Free¹ ATMs

• Bill Pay

• Zelle^®

• Debit Card Controls

• Two-Way Text Alerts

• Free Gift^*

• Only $8 a month^{^}

We’re located right in your community

Gardiner
2201 Route 44-55
845-255-4262
Get Directions

Hyde Park
4240 Albany Post Road
845-229-3080
Get Directions

Kingston
280 Wall Street
845-338-6060
Get Directions

Kingston
180 Schwenk Drive
845-338-6322
Get Directions

Lake Katrine
1571 Ulster Avenue
845-336-4835
Get Directions

New Paltz
226 Main Street
845-255-5470
Get Directions

Newburgh
1208 Route 300
845-567-3171
Get Directions

Phoenicia
58 Main Street
845-688-5965
Get Directions

Poughkeepsie
39 Burnett Boulevard
845-454-7144
Get Directions

Poughkeepsie
2680 South Road
845-473-3500
Get Directions

Red Hook
7296 South Broadway
845-758-4020
Get Directions

Saugerties
One Twin Maples Plaza
845-246-0124
Get Directions

Stone Ridge
3857 Main Street
845-687-7656
Get Directions

Wappingers Falls
1387 Route 9
845-297-5985
Get Directions

Woodstock
68 Mill Hill Road
845-679-8434
Get Directions

^{^}Customer purchases checks. Other fees such as insufficient funds, overdraft privilege fee, continuous overdraft fee, etc. may apply. See fee schedule for details. ¹No surcharge fees at Ulster Savings and Allpoint ATMs applies to Ulster Savings cardholders only. Fees may apply at other ATM locations. ²Certain restrictions, terms, and conditions apply. Contact 1-800-Mastercard for more details. *Value of free gift may be reportable as interest on 1099-MISC form. We reserve the right to substitute a gift of similar value. Free gift provided at the time of account opening.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.