Discover the money-saving benefits of Ultra Smart Checking

Switch to a checking account that offers value to your lifestyle

• Online and Mobile Banking

• Mobile Wallet

• E-Statements

• Mobile Check Deposit

• FREE¹ Zero Liability² Debit Mastercard^®

• Surcharge-Free¹ ATMs

• Bill Pay

• Zelle^®

• Debit Card Controls

• Two-Way Text Alerts

• Free Gift^*

• Only $8 a month^{^}

We’re located right in your community

Gardiner
2201 Route 44-55
845-255-4262
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Hyde Park
4240 Albany Post Road
845-229-3080
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Kingston
280 Wall Street
845-338-6060
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Kingston
180 Schwenk Drive
845-338-6322
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Lake Katrine
1571 Ulster Avenue
845-336-4835
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New Paltz
226 Main Street
845-255-5470
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Newburgh
1208 Route 300
845-567-3171
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Phoenicia
58 Main Street
845-688-5965
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Poughkeepsie
39 Burnett Boulevard
845-454-7144
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Poughkeepsie
2680 South Road
845-473-3500
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Red Hook
7296 South Broadway
845-758-4020
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Saugerties
One Twin Maples Plaza
845-246-0124
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Stone Ridge
3857 Main Street
845-687-7656
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Wappingers Falls
1387 Route 9
845-297-5985
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Woodstock
68 Mill Hill Road
845-679-8434
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^{^}Customer purchases checks. Other fees such as insufficient funds, overdraft privilege fee, continuous overdraft fee, etc. may apply. See fee schedule for details. ¹No surcharge fees at Ulster Savings and Allpoint ATMs applies to Ulster Savings cardholders only. Fees may apply at other ATM locations. ²Certain restrictions, terms, and conditions apply. Contact 1-800-Mastercard for more details. *Value of free gift may be reportable as interest on 1099-MISC form. We reserve the right to substitute a gift of similar value. Free gift provided at the time of account opening.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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